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Central + StateHealth & InsuranceAB PM-JAY

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana

Cashless health cover of up to ₹5 lakh per family per year at empanelled hospitals.

About this scheme

PM-JAY provides health cover of ₹5 lakh per eligible family per year for secondary and tertiary hospitalisation, delivered cashless at public and empanelled private hospitals across the country.

Eligibility

  • Beneficiary basis: Families identified by SECC deprivation criteria / extended lists
  • Income: Targeted at economically vulnerable households

Benefits

  • ₹5 lakh cover per family per year
  • Cashless and paperless treatment at empanelled hospitals
  • Covers pre- and post-hospitalisation expenses

Required documents

  • Aadhaar Card
  • Ration card / family ID(optional)
  • Ayushman / mobile-linked verification(optional)

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